The 20th century saw the Muslim Ummah without khilafa for more than 70 years, divided into debt camps, terrorised, tortured and murdered by nationalist socialists, and manipulated by deviant pseudo-scholars who followed masonic doctrine over the Deen of Truth as lived by our Noble Prophet Muhammad, may Allah bless him and grant him peace. At the turn of the 21st century, in the face of the macabre Ismaili weaponisation of Palestinian sons and daughters, the passing of legislation for the state to control mosques, mimbars and the Muslims inside, as well as the direct verbal attack of the pope on the Prophet Muhammad, may Allah bless him and grant him peace, Shaykh Dr. Abdalqadir as-Sufi wrote fatwas and hukms addressing these matters for the Muslims to have a clear position and know how to navigate these treacherous events. The leading faqih on usury and now shaykh of mu’amalat, Shaykh Umar Ibrahim Vadillo, published a fatwa on Banking and a hukm on paper money both of which are included below.